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Discount Prescription Drug Programs

According to the Medicare Rights Center, a typical American over the age of 65 takes an average of 6 prescription drugs. Medicare does not cover prescription drugs. For those senior citizens who do not have prescription drug coverage, a number of resources have been offered in recent months to guide Senior Connections volunteers and librarians in helping others. They are easy to find through web-links or interactive questionnaires, however they are vastly underused. Our volunteers have not tried them. We encourage coordinators to demonstrate these programs to seniors and families.

1. In New York State, changes have made the Elderly Pharmaceutical Insurance Coverage (EPIC) Program more accessible.

Who qualifies: Residents age 65 or older who lack drug coverage or have inferior drug coverage
Income restrictions: Annual income must not exceed $35,000/individual, $50,000/couple
The deal: EPIC is a cost-sharing program covering nearly all drugs; those earning higher amounts pay more. Those earning less than $20,000 a year ($26,000/couples) pay an annual fee between $8 and $300, depending on income and marital status. Those with higher incomes pay an annual deductible ranging from $530 to $1,700, depending on income and marital status. After paying the fee or meeting the deductible, plan members make co-pays of $3 to $20, depending on the prescription cost.
Cost to join: None
Brochures, enrollment forms and details are available to Senior Connections Desks, (800) 332-3742


2. The Prescription Drug Assistance Programs section of Medicare.gov provides information on public and private programs that offer discounted or free medication, as well as Medicare health plans that include prescription coverage. www.medicare.gov/Prescription/home.asp

3. The Medicare Rights Center http://www.medicarerights.org/ has put together a resource list of discount drug programs with links to state, mail order and internet programs and discount cards.

4. The Pharmaceutical Research and Manufacturers of America (PhRMA) represents the country’s leading research-based pharmaceutical and biotechnology companies. Their website HelpingPatients.org, http://www.helpingpatients.org/ is an interactive site for individuals families and doctors to find patient assistant programs which offer free medications from their member companies.

5. A national program – Volunteers in Health Care (VIH) http://www.volunteersinhealthcare.org/home.htm supported by the Robert Woods Johnson Foundation – is a resource for health care providers who want to organize volunteer-led services for the uninsured. One service, called RX Assist, offers assistance to health care providers in locating Federal, State, Pharmaceutical, Veterans and other prescription discount programs with useful comparison reports.

6. Multiple pharmaceutical companies
formed Together Rx, a program which provides varied savings on more than 150 widely prescribed medicines, right at the pharmacy counter. Brochures, enrollment forms and details are available to Senior Connections Desks.

AARP Pharmacy Services offers MembersRX with more than 53,000 pharmacies. Call 800-933-4327

7. Canadian Drug Suppliers
An estimated one million people purchase medications across the border according to AARP. That number is growing because of high medication needs and the drug prices are substantially lower in Canada. Internet sites offer ordering ease and competition. U.S. customs said it’s hard to enforce laws since this is a new venue. It is against the law to import drugs of any kind into the country. According to the FDA, they are not prosecuting, but are warning buyers to beware. We are not aware of legal action and know only what the media reports from the pharmaceutical companies, and our conversations in libraries. There will be no formal endorsement by Senior Connections, however, we do offer information, and express concern and caution. AARP estimated in April that there are 80-90 websites offering drugs at lower Canadian prices. The following have been referred to us as resources: medsforall.com, PharmacyOnTheNet.com, Canadianpharm.com.




Depression

What is Depression?
Depression is a serious mental illness. In contrast to the normal emotional experiences of sadness, loss, or passing mood states, depression is persistent and can interfere significantly with an individual's ability to function.

What Are the Symptoms of Depression?

Symptoms of depression include persistent sad mood, loss interest or pleasure in activities that were once enjoyed, change in appetite or weight, difficulty sleeping or oversleeping, physical slowing or agitation, energy loss, feelings of worthlessness or inappropriate guilt, difficulty thinking or concentrating, and recurrent thoughts of death or suicide. A diagnosis of unipolar major depression (or major depressive disorder) is made if a person has five or more of these symptoms and impairment in usual functioning nearly every day during the same two-week period. Major depression often begins between ages 15-30 or even earlier. Episodes typically recur. An estimated 5.3 percent of American adults ages 18 to 54 suffer from unipolar major depression in a given year.

Some people have a chronic but less severe form of depression, called dysthymia (or dysthymic disorder), that is diagnosed when depressed mood persists for at least two years and is accompanied by at least two other symptoms of depression. An estimated 1.6 percent of American adults ages 18 to 54 have dysthymia in a given year. Many people with dysthymia also have major depressive episodes. While unipolar major depression and dysthymia are the primary forms of depression, a variety of other subtypes exist.

Depression can be devastating to all areas of a person's everyday life, including family relationships, friendships, and the ability to go to work or go to school. Many people still believe that the emotional symptoms caused by depression are "not real," and that a person should be able to shake off the symptoms if only he or she were trying hard enough. Because of these inaccurate beliefs, people with depression either many not recognize that they have a treatable disorder or may be discouraged from seeking or staying on treatment because of feelings of shame and stigma. Too often, untreated or inadequately treated depression leads to suicide.

Research has shown that stress in the form of loss, especially death of close family members or friends, may trigger major depression in vulnerable individuals. In addition, research supports existence of a genetic component to risk of depression.

What Treatments Are Available for Depression?
Antidepressant medications are widely used, effective treatments for depression. Antidepressant drugs are known to influence the functioning of certain neurotransmitters (chemicals used by brain cells to communicate), primarily serotonin, norepinephrine, and dopamine, known as monoamines. Older medications - tricyclic antidepressants (TCAs) and monoamine oxidase inhibitors (MAOIs) - affect the activity of all of these neurotransmitters simultaneously. Their disadvantage is that they can be difficult to tolerate due to side effects or, in the case of MAOIs, dietary and medication restrictions. Newer medications, such as the selective serotonin reuptake inhibitors (SSRIs), have fewer side effects than the older drugs, making it easier for patients to adhere to treatment. Both generations of medications are effective in relieving depression, although some people will respond to one type of drug, but not another. Medications that take entirely different approaches to treating depression are now in development.
Psychotherapy is also effective for treating depression. Certain types of psychotherapy, cognitive-behavioral therapy (CBT) and interpersonal therapy (IPT), have been shown to be particularly useful. More than 80 percent of people with depression improve when they receive appropriate treatment with medication, psychotherapy, or the combination.

Recently there has been enormous interest in herbal remedies for various medical conditions including depression. One herbal supplement, hypericum, or St. John's wort, has been promoted as having antidepressant properties. However, no carefully designed studies have determined the antidepressant efficacy of this supplement. NIMH is currently enrolling patients in a first large-scale, multi-site, controlled study of St. John's wort conducted in the U.S. as a potential treatment for depression.

Fact Sheets, Major Mental Disorders; Symptoms and Treatments

Mental Health: A Report by the Surgeon General
Department of Health and Human Services
The entire 487 page report, Mental Health: A Report by the Surgeon General is available online. Chapter 5 is titled "Older Adults and Mental Health."